Are you an Asheville resident exploring your options for a better way to manage your healthcare? Medicare Advantage Plans might be the solution you’re looking for. These plans provide comprehensive benefits that go beyond Original Medicare, helping you live a healthier, worry-free life.
Whether you’re turning 65, considering switching plans, or looking for better coverage, The Mair Agency makes the process simple and stress-free. Discover how we help Asheville residents like you choose the Medicare Advantage plan that fits your needs, lifestyle, and budget.
What Makes Medicare Advantage Plans Unique?
Medicare Advantage Plans, also known as Medicare Part C, are a private insurance alternative to Medicare Part A (hospital insurance) and Part B (medical insurance). These plans offer all the standard benefits of Original Medicare with enhanced options such as:
- Dental, vision, and hearing care
- Wellness programs and fitness memberships
- Coverage for prescription drugs
- Allowances for over-the-counter medications
These extras often provide the flexibility to address personalized healthcare needs, giving you peace of mind knowing that your medical and wellness needs are covered.
Learn more about Medicare Part C.
How Medicare Advantage Plans Work
Medicare Advantage is managed by private companies approved by Medicare. These plans combine the essentials of Original Medicare and often include extra benefits. To enroll, you need to meet the following criteria:
- Be enrolled in Medicare Part A and Part B
- Reside in the plan’s service area
- Be a U.S. citizen or legal resident
Once enrolled, you’ll have access to a bundle of coverage and services that can reduce your out-of-pocket costs.
Types of Plans Available
Living in Asheville, NC, you have access to plans such as HMOs, PPOs, and Special Needs Plans (SNPs). Your location and needs often determine the best type of plan for you, and The Mair Agency can guide you to the one that works best.
Affordable Healthcare Options in Asheville, NC
Costs for Medicare Advantage Plans vary based on the plan, provider, and coverage. Some plans reduce your Part B premium, while others require copays or referrals for specialist visits.
Annual enrollment is available from October 15 to December 7, but if you’re newly eligible or qualify for special enrollment, you can apply outside of this window.
Remember to review your plan each year, as costs and benefits may change. Not sure where to start? We’ve got you covered!
Prescription Drug Coverage with Medicare Advantage
Many Medicare Advantage Plans include prescription drug coverage, which is vital for managing chronic conditions or ongoing medications. However, if your chosen plan doesn’t offer Part D coverage, you may need to enroll in a standalone Prescription Drug Plan.
Keep in mind, enrolling in a separate prescription drug plan while on an HMO or PPO could automatically disenroll you from your Medicare Advantage Plan.
Wondering which option fits best? Speak with our team to make an informed decision.
Partner with The Mair Agency
Choosing the right Medicare plan can be confusing, but you don’t have to do it alone. At The Mair Agency, we’re proud to be a trusted resource for Asheville residents seeking Medicare Advantage Plans. With over 30 years of experience in the healthcare market, we simplify the process and deliver clear, personalized support.
Why Choose Us?
- Expert Local Agents
We specialize in North Carolina healthcare and understand Asheville’s unique needs. - Personalized Planning
We take your financial and healthcare goals into account to find you the best possible options. - Seamless Guidance
From initial exploration to enrollment, we’ll be with you every step of the way.
Our team proudly works with Blue Cross Blue Shield of North Carolina, one of the most respected insurers in the state, offering a wide variety of plans.
Take Control of Your Healthcare
Healthcare decisions shouldn’t overwhelm you. Partner with The Mair Agency to find the Medicare Advantage plan that fits your life. Our dedicated team simplifies the enrollment process and ensures you enjoy robust healthcare coverage tailored to your needs.
Get Started Today
Call us directly at 919-213-9795 or complete our secure online contact form. Together, we’ll guide you toward a stress-free path to Medicare.
