Medicare Part A & B

With Medicare Part A and Part B, you are eligible to enroll 3 months before age 65, the month you turn 65 and 3 months after you turn 65 (you may have to pay a lifetime penalty if you enroll late – if you have credible coverage through an employer or spouse’s employer the penalty will not apply). Original Medicare was split into two parts:


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  • Extended hospital stays can result in significant out of pocket cost
    • For Example
      • 61-90 days $352 per day
      • 91+ days $704 per day



Part B Premiums by Income

2019 Yearly Income:You Pay in 2020
File Individual Tax ReturnsFile Joint Tax Returns
$87,000 or less$174,000 or less$144.60
above $87,000 up to $109,000above $174,000 up to $218,000$202.40
above $109,000 up to $136,000above $218,000 up to $272,000$289.20
above $136,000 up to $163,000above $272,000 up to $326,000$376.00
above $163,000 up to $500,000above $272,000 up to $326,000462.70
$500,000 or more$750,000 or more$491.70

We are here to help. Contact us today for a free, no obligation quote or to simply have your Medicare questions answered.

Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.