Medicare

Medicare is health insurance typically for people 65 years of age or older as well as individuals under 65 years old with certain types of disabilities.  It also covers people of any age with End-Stage Renal Disease (ESRD), which is permanent kidney failure requiring dialysis or a kidney transplant. Below you will find information about each of the different parts of Medicare coverage.

Medicare Part A (Hospital) & B (Medical)

  • Part A
  • Part B

Medicare Part A & B

Medicare Part C (Medicare Advantage)

  • Includes all benefits and services covered under Medicare Part A: Hospital Insurance and Medicare Part B: Medical Insurance
  • Managed by Medicare-approved private insurance companies
  • Typically includes Medicare Part D: Medicare Prescription Drug Coverage
  • Plans may include additional benefits such as: Dental, Vision, Gym Membership, at no additional cost

Medicare Part C

Medicare Part D (Medicare Prescription Drug Coverage)

  • Offers assistance in covering the cost of outpatient prescription drugs
  • Managed by Medicare-approved private insurance companies
  • May help in lowering your prescription drug costs and help protect against rising costs in the future

Medicare Part D

Medicare Supplement Insurance (Medigap)

  • You must be enrolled in Medicare Part A and Part B.
  • You employ a private insurance company and pay monthly premium for your Medigap policy. In addition, you’ll be responsible for your monthly premium for Medicare Part B paid to directly to Medicare.
  • 11 plans designed to pick up all or part of Medicare approved expenses not paid for by original Medicare.

Medicare Supplements

Blue to Blue: Flexibility to Change

Blue to Blue gives every Blue Cross Blue Shield NC member the freedom to switch Medicare plan, at designated times, without having to answer medical questions.

With some insurers, you can get locked into a plan that may not be right for you.  But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:
  • Without additional medical exams
  • Without underwriting or additional health questions
  • Without any hassle!
During the Annual Enrollment Period or during a Special Enrollment Period you can:
  • Switch from one Medicare Advantage plan to another
  • Switch from Medicare Advantage to Medicare Supplement
  • Switch from Medicare Supplement to Medicare Advantage
  • Switch from one of our Medicare Supplement plans to another
So, you an always be sure to have the Medicare plan that best suits your needs and budget.
*Note: Certain limits apply.  You may only switch plans at designated times during the year.
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Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.