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FAQs

Frequently Asked Questions About Medicare

Medicare can be confusing, especially when you’re trying to understand coverage options, enrollment timing, costs, and how different plans work together. This FAQ hub is designed to help answer the most common Medicare questions in one place, whether you’re new to Medicare or reviewing your options.

Below, you’ll find clear answers to frequently asked questions about Medicare eligibility, Parts A, B, C, and D, Medicare Advantage plans, dental and vision coverage, costs, enrollment periods, and more. Each question links to a dedicated page with more detailed explanations and related resources, so you can explore topics at your own pace.

If you’d prefer personalized guidance, Mair Agency works with Medicare beneficiaries across North Carolina to compare plans, explain benefits, and help you make confident decisions based on your healthcare needs and budget.

What is Medicare Part C?
What is Medicare Part C?
Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare. It is offered...
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When does Medicare start?
When does Medicare start?
Medicare typically begins at age 65. Your Initial Enrollment Period starts three months before your 65th...
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What is Medicare Part B?
What is Medicare Part B?
Medicare Part B is the medical insurance portion of Medicare. It covers outpatient services such as doctor...
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What does Medicare Part A cover?
What does Medicare Part A cover?
Medicare Part A provides hospital coverage and helps pay for inpatient hospital stays, skilled nursing...
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What does Medicare Part B cover?
What does Medicare Part B cover?
Medicare Part B covers outpatient medical services such as doctor visits, preventive screenings, durable...
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What is the difference between Medicare and Medicaid?
What is the difference between Medicare and Medicaid?
Medicare is a federal health insurance program for people age 65 and older and for certain individuals...
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How much does Medicare cost?
How much does Medicare cost?
Medicare costs depend on the parts and plans you choose. Most people pay no premium for Part A but do...
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What is Medicare Part D?
What is Medicare Part D?
Medicare Part D provides prescription drug coverage through private insurance plans approved by Medicare....
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What is Medicare Advantage?
What is Medicare Advantage?
Medicare Advantage is a type of Medicare plan offered through private insurance companies that deliver...
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Does Medicare cover dental treatment?
Does Medicare cover dental treatment?
Original Medicare does not cover routine dental care such as cleanings, fillings, dentures, or crowns....
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What is Medicare Part A?
What is Medicare Part A?
Medicare Part A provides hospital insurance and helps cover inpatient hospital care, skilled nursing...
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When to apply for Medicare?
When to apply for Medicare?
Most people should apply for Medicare during the Initial Enrollment Period, which begins three months...
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How to sign up for Medicare?
How to sign up for Medicare?
You can sign up for Medicare online through the Social Security website, by calling Social Security,...
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Who is eligible for both Medicare and Medicaid?
Who is eligible for both Medicare and Medicaid?
Individuals who meet Medicare eligibility and qualify for Medicaid based on income and resource limits...
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Does Medicare cover hearing aids?
Does Medicare cover hearing aids?
Original Medicare does not cover routine hearing aids or exams for fitting them. It may cover diagnostic...
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What is a Medicare Advantage plan?
What is a Medicare Advantage plan?
A Medicare Advantage plan is a private insurance plan that provides your Medicare Part A and Part B benefits...
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Who qualifies for Medicare?
Who qualifies for Medicare?
Most people qualify for Medicare at age 65 if they are U.S. citizens or permanent residents who have...
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How does Medicare work?
How does Medicare work?
Medicare provides hospital coverage under Part A and medical coverage under Part B. After enrolling,...
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How to apply for Medicare?
How to apply for Medicare?
You can apply for Medicare online through the Social Security website, by phone, or in person at a Social...
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Why are Medicare Advantage plans considered bad?
Why are Medicare Advantage plans considered bad?
Some people express concerns about Medicare Advantage plans due to network restrictions, prior authorization...
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Does Medicare cover cataract surgery?
Does Medicare cover cataract surgery?
Yes. Medicare Part B typically covers medically necessary cataract surgery, including removal of the...
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What does Medicare cover?
What does Medicare cover?
Medicare covers hospital care under Part A and outpatient medical care under Part B. This includes doctor...
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What are the top 5 Medicare Supplement plans?
What are the top 5 Medicare Supplement plans?
Medicare Supplement plans are standardized, so each lettered plan must provide the same core benefits...
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How to Get Dental & Vision Coverage With Medicare
How to Get Dental & Vision Coverage With Medicare
Original Medicare does not include routine dental or vision coverage. Many people add these benefits...
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How much is Medicare Part B?
How much is Medicare Part B?
Most beneficiaries pay a standard monthly Part B premium, which may vary based on income. Part B also...
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How old do you have to be to get Medicare?
How old do you have to be to get Medicare?
Most individuals become eligible for Medicare at age 65. Some qualify earlier due to Social Security...
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How much does Medicare cost at age 65?
How much does Medicare cost at age 65?
Costs at age 65 depend on whether you enroll in Original Medicare, a Medicare Supplement plan, a standalone...
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Who is eligible for Medicare?
Who is eligible for Medicare?
You are eligible for Medicare if you are age 65 or older and are a U.S. citizen or permanent legal resident...
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How much is medicare
How much is medicare
Medicare costs vary depending on the coverage you choose. Part A may be premium free, while Part B requires...
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Is Medicare free?
Is Medicare free?
Medicare is not completely free. Many people qualify for premium free Part A based on their work history,...
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When can you get Medicare?
When can you get Medicare?
Most people can get Medicare at age 65. Some may qualify earlier if they receive disability benefits...
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What is Medicare?
What is Medicare?
Medicare is a federal health insurance program for people age 65 and older and for certain younger individuals...
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When is Medicare open enrollment?
When is Medicare open enrollment?
Medicare has two enrollment periods that many people confuse. The Annual Enrollment Period (AEP) runs...
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Does Medicare cover home health care?
Does Medicare cover home health care?
Medicare may cover home health care if you are under a doctor’s care, require skilled services, and meet...
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What does Medicare Part D cover?
What does Medicare Part D cover?
Medicare Part D covers prescription drugs through private insurance plans approved by Medicare. Each...
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What is the Medicare deductible for 2025?
What is the Medicare deductible for 2025?
For 2026, Medicare Part A and Part B deductibles are set annually by the federal government. Part A includes...
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How much does Medicare pay for home health care?
How much does Medicare pay for home health care?
Medicare does not pay for home health care on an hourly basis like private caregiving. Instead, it covers...
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Who is not eligible for Medicare at age 65?
Who is not eligible for Medicare at age 65?
Most U.S. citizens and long-term legal residents qualify for Medicare at 65. You may not be eligible...
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When to sign up for Medicare?
When to sign up for Medicare?
The best time to sign up for Medicare is during your Initial Enrollment Period, which begins three months...
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Is Medicare being cut?
Is Medicare being cut?
You may hear discussions about Medicare cuts, but these usually refer to changes in how Medicare pays...
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Does Medicare cover eye exams?
Does Medicare cover eye exams?
Original Medicare does not cover routine eye exams for glasses or contacts. It does cover medically necessary...
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What does Medicare Part C cover?
What does Medicare Part C cover?
Medicare Part C, or Medicare Advantage, covers all services included under Medicare Part A and Part B...
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Is it mandatory to sign up for Medicare at age 65?
Is it mandatory to sign up for Medicare at age 65?
It is not mandatory to enroll in Medicare at 65, but if you do not have qualifying employer coverage,...
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When to sign up for Medicare if still working?
When to sign up for Medicare if still working?
If you are still working at 65 and have qualifying employer health coverage, you may be able to delay...
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How to get a Medicare Advantage plan?
How to get a Medicare Advantage plan?
To enroll in a Medicare Advantage plan, you must have Medicare Part A and Part B and live within the...
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What is Medicare tax?
What is Medicare tax?
Medicare tax is a payroll tax that helps fund the Medicare program. Employees and employers each contribute...
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Does Medicare cover Ozempic?
Does Medicare cover Ozempic?
Medicare coverage for Ozempic depends on your Part D or Medicare Advantage plan with drug coverage. Many...
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Can I get Medicare Part B for free?
Can I get Medicare Part B for free?
Most people must pay a monthly premium for Medicare Part B. However, individuals with limited income...
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Does Medicare pay for hearing aids?
Does Medicare pay for hearing aids?
Original Medicare does not pay for routine hearing aids or fittings. It may cover diagnostic hearing...
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Does Medicare pay for assisted living?
Does Medicare pay for assisted living?
Medicare does not pay for assisted living room and board or personal care services. It may cover short...
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