Medicare Insurance Smithfield, NC
The Mair Agency is a local, family-owned business that has been serving the Smithfield, NC community for many years. We are proud to offer our clients a wide range of insurance products and services, including Medicare insurance.
Medicare is a federal health insurance program that provides coverage for seniors and people with disabilities. There are four parts to Medicare: Part A, Part B, Part C, and Part D.
Original Medicare (Part A and Part B) is the traditional fee-for-service insurance program that is run by the government. Medicare Advantage (Part C) plans are offered by private companies and provide coverage for all of Part A and Part B, plus often additional benefits like prescription drug coverage. Medicare Supplement (Part D) plans are also offered by private companies and help cover the costs of Part A and Part B, as well as some of the out-of-pocket costs not covered by Original Medicare.
The Mair Agency can help you understand the different types of Medicare plans and find the one that best fits your needs. We work with a variety of insurance carriers, so we can offer you a wide range of options.
If you are turning 65 or are already on Medicare, contact us today to learn more about your Medicare insurance options in Smithfield, NC.
Original Medicare in Smithfield, NC
Original Medicare is the traditional fee-for-service health insurance program run by the federal government. It is made up of two parts: Part A (hospital insurance) and Part B (medical insurance).
Part A covers inpatient hospital care, skilled nursing facility care, home health care, and hospice care. Most people do not have to pay a premium for Part A coverage because they have paid Medicare taxes while working.
Part B covers outpatient medical care, including doctor visits, preventive services, and some home health care. Most people do pay a monthly premium for Part B coverage.
Original Medicare does not cover all of your medical costs. There are deductibles, copayments, and coinsurance that you will be responsible for. There is also no coverage for dental, vision, or hearing care.
Medicare Advantage in Smithfield, NC
Medicare Advantage plans (also known as Part C plans) are offered by private insurance companies and provide coverage for all of Part A and Part B, plus often additional benefits like prescription drug coverage.
These plans usually have lower premiums than Original Medicare, but they may have higher out-of-pocket costs. Most Medicare Advantage plans also have networks of doctors, hospitals, and other providers that you must use.
Medicare Advantage plans are a good option for people who want comprehensive coverage and do not mind using a network of providers.
Medicare Supplement Insurance in Smithfield, NC
Medicare Supplement plans (also known as Medigap plans) are offered by private insurance companies and help cover the costs of Part A and Part B, as well as some of the out-of-pocket costs not covered by Original Medicare.
There are several different types of Medigap plans, each with a different set of benefits. The most popular plan, Plan F, covers almost all of the out-of-pocket costs not covered by Medicare.
Medigap plans do not have networks of providers, so you can see any doctor that accepts Medicare.
Contact The Mair Agency for Medicare Aid
The Mair Agency has been serving the Smithfield, NC community for decades. We are proud to offer our clients a wide range of insurance products and services, including Medicare insurance.
If you are turning 65 or are already on Medicare, contact us today to learn more about your Medicare insurance options in Smithfield, NC. You can reach us by calling the phone number on our website or by filling out on of our online contact forms. Don’t hesitate, call us now!
We Are the Medicare Experts of NC
If you are located in Smithfield, North Carolina, contact The Mair Agency today for expert advice and guidance on which Medicare plan would be best for your needs. Here at The Mair Agency in Cary, NC, our experts can help you find the right Medicare policy for you to help you save money on your health insurance.
See the map below for directions to The Mair Agency from Smithfield, NC. Call our office today to learn more about Medicare.
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