Medicare Insurance Hillsborough, NC
If you live in Hillsborough, North Carolina and you need help choosing a Medicare insurance plan, you’ve come to the right place. Here at The Mair Agency, we help our clients find the right Medicare insurance plan to fit their unique needs and budget.
Original Medicare in Hillsborough, NC
Original Medicare, also known as traditional Medicare, is a government-administered health insurance program for those 65 and older, as well as certain younger individuals with disabilities. It consists of two parts: Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Part B covers medical services such as doctor visits, outpatient care, and preventive services.
It is important to note that Original Medicare does not cover all medical expenses; there are certain gaps in coverage such as prescription drugs and long-term care. This is where supplement insurance plans or Medicare Advantage plans come in to provide additional coverage. However, it is important to thoroughly research and compare these options before enrolling in one to ensure the best coverage for individual needs.
Medicare Advantage in Hillsborough, NC
Medicare Advantage, also known as Part C, is a type of health insurance plan that is offered by private companies and approved by Medicare. These plans typically include all the coverage provided by Original Medicare (Part A and Part B) along with additional benefits such as prescription drug coverage, vision and dental coverage.
Enrollment in a Medicare Advantage plan means that the member will receive their Medicare benefits through the private company instead of directly through Original Medicare. It is important to note that not all healthcare providers may accept these plans, so it is important to make sure the plan includes your preferred providers. Additionally, these plans often come with yearly contracts and may have network restrictions or require prior authorization for certain services or medications. It is important to carefully review the details of any Medicare Advantage plan before enrolling.
Medicare Supplement Insurance in Hillsborough, NC
Medicare supplement plans, also known as Medigap, are additional insurance policies that work alongside original Medicare to cover out-of-pocket expenses such as deductibles and copayments. These plans can also cover certain services not covered by original Medicare, including emergency care received abroad and medical care for those traveling in the United States. It is important to note that Medicare supplement plans do not cover long-term care, vision or dental care, hearing aids, or private-duty nursing.
Choosing a Medicare supplement plan can be a daunting task as there are 10 standardized plans with varying levels of coverage offered by private insurance companies. It is important to shop around and compare different plans before enrolling in one to ensure it will meet your individual needs and budget. Additionally, individuals may only enroll in a Medicare supplement plan if they are already enrolled in both Part A and Part B of original Medicare.
Contact The Mair Agency for Medicare Aid
If you are a North Carolina resident who is eligible for Medicare, don’t wait any longer to understand your options. Contact The Mair Agency today to learn about the different types of Medicare plans available and which plan is best suited for your individual needs. Our team of experienced professionals will guide you through the process and ensure that you have the coverage you need. Don’t hesitate to reach out. Call us today or fill out an online contact form to get started.
We Are the Medicare Experts of NC
Are you unsure about what types of Medicare plans are available and which one is best for your specific situation? Look no further than The Mair Agency, a trusted insurance company that specializes in helping North Carolina residents enroll in the right Medicare plan. By contacting The Mair Agency, our knowledgeable staff will work with you to understand your unique needs and provide personalized recommendations for a Medicare plan that fits those needs. Don’t wait any longer to secure the coverage you deserve – contact The Mair Agency today!
