If you’re exploring options for a Medicare Advantage Plan in North Carolina, The Mair Agency is here to guide you. Navigating the multitude of choices available for Medicare plans can be overwhelming, but our experienced agents are ready to assist you every step of the way.
How Does Medicare Advantage Work?
There are many rules and regulations that need to be regarded when it comes to choosing a Medicare Advantage Plan. Understanding how different plans work and what medical expenses you will have covered under each type of plan is important to know when choosing a plan. When you work with one of our Medicare agents, we will get to know you and your situation so that we can help you pick the Medicare Advantage Plan that will work best for you.
There are several Requirements that you must meet when it comes to enrolling in a Medicare Advantage Plan. The requirements are:
- You must already be enrolled in Medicare Part A and Part B
- You must be lawfully in the US or a citizen of the US
- You must live in the service area of the Medicare Advantage Plan that your are attempting to join
Medicare Advantage Plans in Morehead City, NC
Reach out to us if you’re seeking a Medicare Advantage Plan and reside near Morehead City. Whether you have a specific plan in mind or need help determining the best option, we’ll help you start on the right path and find the plan tailored to your individual needs.
Understanding Medicare Advantage Plans
A Medicare Advantage Plan offers an alternative way to receive your Medicare Part A and Part B benefits. These plans are provided by Medicare-approved private companies that cover your Part A and Part B services, replacing the coverage you’d receive through Original Medicare.
Many Medicare Advantage Plans go beyond Original Medicare, offering additional benefits like gym memberships, hearing, dental, and vision coverage. These plans can be customized to suit your particular needs, making them a versatile choice for many beneficiaries.
Costs and Rules for Medicare Advantage Plans
Medicare pays a set amount each month to the companies that offer Medicare Advantage plans, and these companies must adhere to rules established by Medicare.
The out-of-pocket costs associated with each Medicare Advantage Plan can vary, and different plans may have specific rules for accessing services. For instance, some plans may require a referral to see a specialist. Keep in mind that these rules and costs can change annually based on adjustments within your chosen plan.
Prescription Drug Coverage with Medicare Advantage
Most Medicare Advantage Plans include prescription drug coverage. However, with certain types of plans that either cannot offer or opt not to provide drug coverage, you may need to join a separate Medicare Prescription Drug Plan.
If you are enrolled in a Medicare Advantage HMO or PPO and decide to join a separate Medicare Prescription Drug Plan, you will be disenrolled from your Medicare Advantage Plan and returned to Original Medicare.
Contact The Mair Agency for Medicare Advantage in NC
If you’re looking for Medicare coverage in Morehead City, NC, get in touch with The Mair Agency today! Our knowledgeable Medicare specialists are available to answer any questions you might have about enrolling in a Medicare Advantage Plan.
We’ll help you identify the plan that best meets your needs, ensuring you receive the comprehensive coverage you deserve. Use the contact form on this page to connect with us or call the number listed at the top of our website!
