Blue Value could be a good fit if you want savings on your monthly premium and don’t have a strong doctor or hospital preference, or if you know your doctor or hospital is already in the limited network.
BLUE VALUE OFFERS:
- Lower costs through a limited network of providers and pharmacies
- Two ways to pay for medical expenses: a plan with predictable copayments or deductible and coinsurance
AVAILABILITY
Blue Value is available to residents of these North Carolina counties:
- Alamance
- Alexander
- Anson
- Brunswick
- Burke
- Cabarrus
- Caldwell
- Caswell
- Catawba
- Chatham
- Columbus
- Davidson
- Davie
- Duplin
- Durham
- Forsyth
- Iredell
- Lee
- Mecklenburg
- New Hanover
- Onslow
- Orange
- Pender
- Person
- Rowan
- Stanly
- Stokes
- Surry
- Union
- Yadkin
OUT-OF-NETWORK (OON) DEDUCTIBLE AND OON OUT-OF-POCKET MAXIMUM (OOPM) ARE TWO TIMES THE IN-NETWORK DEDUCTIBLE AND IN-NETWORK OOPM. MEMBER PAYS 30% MORE COINSURANCE WHEN SEEKING SERVICES OUT OF NETWORK – INTEGRATED PRESCRIPTION DRUG BENEFITS SUBJECT TO THE SAME DEDUCTIBLE & COINSURANCE AS OTHER MEDICAL SERVICES – PRESCRIPTION DRUG DEDUCTIBLE MUST BE MET BEFORE RECEIVING BENEFITS – EMERGENCY ROOM COPAY IS $500 ON SILVER & GOLD METALLIC COPAY PLANS AND $300 ON PLATINUM COPAY PLANS AND SUBJECT TO DEDUCTIBLE & COINSURANCE ON BRONZE AND CATASTROPHIC PLANS