Blue Value could be a good fit if you want savings on your monthly premium and don’t have a strong doctor or hospital preference, or if you know your doctor or hospital is already in the limited network.
Blue Value Offers
- Lower costs through a limited network of providers and pharmacies
- Two ways to pay for medical expenses: a plan with predictable copayments or deductible and coinsurance
Availability
Blue Value is available to residents of these North Carolina counties:
- Alamance
- Alexander
- Anson
- Brunswick
- Burke
- Cabarrus
- Caldwell
- Caswell
- Catawba
- Chatham
- Columbus
- Davidson
- Davie
- Duplin
- Durham
- Forsyth
- Iredell
- Lee
- Mecklenburg
- New Hanover
- Onslow
- Orange
- Pender
- Person
- Rowan
- Stanly
- Stokes
- Surry
- Union
- Yadkin
Out-of-Network (OON) deductible and OON out-of-pocket maximum (OOPM) are two times the in-network deductible and in-network OOPM. Member pays 30% more coinsurance when seeking services out of network – integrated prescription drug benefits subject to the same deductible & coinsurance as other medical services. Prescription drug deductible must be met before receiving benefits. Emergency room copay is $500 on Silver & Gold metallic copay plans and $300 on Platinum copay plans, and subject to deductible & coinsurance on Bronze and Catastrophic plans.