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#1 Medicare Agency for Blue Cross Blue Shield in NC

Blue Select

Choose Blue Select if you want savings along with access to our largest network of doctors, specialists, and hospitals. Blue Select offers two tiers of in-network benefits. You may choose from either tier, but for the highest quality and the most savings, choose from Tier 1.

Blue Select Offers

  • Savings over Blue Advantage while still offering broad network access
  • Two tiers of in-network benefits
  • Copayments for predictable costs
  • Limited pharmacy network to help save you money
  • Providers located outside the state are included as Tier 1 providers through the BlueCard® network

How Tiers Work

  • Tier 1 doctors and hospitals received our top ratings for quality outcomes, cost-efficiency, and accessibility.
  • Tier 2 doctors and hospitals met our standards for quality outcomes, cost-efficiency, and/or accessibility.

Not Available In The Following Counties

Blue Select is available to most residents of North Carolina, except for these counties:

  • Alamance
  • Anson
  • Cabarrus
  • Caswell
  • Cleveland
  • Chatham
  • Durham
  • Franklin
  • Gaston
  • Johnston
  • Lee
  • Lincoln
  • Mecklenburg
  • Orange
  • Person
  • Rowan
  • Stanly
  • Union
  • Wake

Out-of-Network (OON) deductible and OON out-of-pocket maximum (OOPM) are two times the in-network deductible and in-network OOPM. Member pays 30% more coinsurance when seeking services out of network – integrated prescription drug benefits subject to the same deductible & coinsurance as other medical services. Prescription drug deductible must be met before receiving benefits. Emergency room copay is $500 on Silver & Gold metallic copay plans and $300 on Platinum copay plans, and subject to deductible & coinsurance on Bronze and Catastrophic plans.

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