New legislation states that health insurance plans run by nonprofits in the state do not have to cover pre-existing conditions or adhere to the majority of state and federal insurance rules. Senate Minority Leader, Dan Blue explained that most people are searching for a way to get health insurance without facing increase in premiums. If you are seeking Raleigh, NC health insurance or any type of insurance plan from BCBSNC, contact The Mair Agency today.
House Bill 933, which won’t take effect until 2020, sets up new health benefit plans and clearly conveys that they are not insurance. This bill came about after a request by the North Carolina Farm Bureau and realtors who were on a mission to help their members avoid insurance premiums that constantly skyrocketed.
In order to be eligible to offer health benefit plans, nonprofits need to be incorporated in North Carolina, have at least 10 years of existence, and provide memberships for people and businesses in every county. Some people feel that this legislation would allow groups to cherry-pick young and healthy customers from the Affordable Care Act or ACA insurance exchange and leave older and sicker customers with increased costs.
Blue explained that he believes in the ACA as well as the expansion of Medicaid as these programs would provide health insurance to thousands of working poor individuals in North Carolina. He also acknowledged that plans offer under this new reform “might be pretty sorry.”
Contact The Mair Agency
If you have questions or concerns related to Bill 933 and how it may affect you and your family, don’t hesitate to reach out to our knowledgeable health insurance experts today. You can also contact us about Charlotte healthcare coverage as we have a strong presence in the Queen City.