If you are seeking information about the Blue Cross Blue Shield of North Carolina BlueMedicare RX Medicare Part D plan for 2019 contact The Mair Agency today. We have a team of experienced agents that can go over everything from the different tiers, the pharmacies that are in network and what prescription drugs are covered. There are many different benefits for those with the 2019 BlueMedicare RX plan but there are different levels of the plan.
To join Blue Medicare Rx (PDP) plans, you must be entitled to Medicare Part A, and/or be enrolled in Medicare Part B, and live in our service area. Our service area includes all counties in North Carolina.
This year, the Annual Enrollment Period begins on October 15th and concludes on December 7th for Medicare Advantage (Part C) and Part D (Prescription Drug) Plans
If you enroll during this period, your plan will be effective on January 1.
During this time each year, you can make changes like the following:
- Switch from original Medicare to a Medicare Advantage plan and vice versa
- Change to a different Medicare Advantage plan
- Purchase a Part D plan or drop Part D coverage
- Change to a different Part D plan
In your North Carolina County, you will likely find the following plans available:
- Basic Blue Rx PDP Value
- Basic Blue Rx PDP Standard
- Standard
- Enhanced
Frequently Asked Questions About Blue Cross NC BlueMedicare RX 2019 Medicare Part D Plan
What does Medicare Part D cover?
The particular plan you choose will determine what is covered. Each plan has its own list of prescriptions drugs that it accepts. Your insurance expert can inform you of what’s covered in your plan.
What is a Donut Hole?
Also known as the Coverage Cap, the Donut Hole is a stage in Medicare Part D that you reach once you spend a certain amount of money. You may have to pay a higher amount for your prescription drugs when you reach the Donut Hole. Fortunately, the Affordable Care Act is helping to close the Donut Hole.
What should I do if I can’t afford Medicare Part D?
If you are unable to afford Medicare Part D, don’t worry. You may be eligible for Extra Help from Medicare. This is a federal government program that helps Medicare beneficiaries with financial assistance with their prescription drugs. Your insurance expert can let you know if you are eligible for the Extra Help program.
What is an out-of-network pharmacy?
An out-of-network pharmacy does not coordinate with a plan and provide drugs to their members. If you decide to fill a prescription at an out-of-network pharmacy, you can expect to pay more. For this reason, it’s important to pay attention to in-network pharmacies before deciding on a plan.
How do I know which Part D plan is right for me?
Since there are a variety of Part D plans available, it may be overwhelming to select the right plan for you. You’ll need to consider the number of prescription drugs you take, your preferred pharmacy, the type of drugs you take, your overall health, and whether you have other health insurance. We are here to help you make an informed decision.
Rather than going through all the fine print and trying to figure out where your money should go, it is best to contact an experienced North Carolina health insurance agent today. Our agents will be open and honest with you about the monthly cost and what will be covered. Once again, note that the details related to each plan can differ depending on your county and other factors. We will be sure to digest all of your health information to assist you in choosing the proper Medicare Part D plan for 2019.