If you reside in any part of Wake County, our team of professionals can help you find a Blue Cross NC Raleigh, NC health insurance plan to cover your medical needs. Contact The Mair Agency today. As the #1 Blue Cross NC Medicare Agency as rated by Blue Cross Blue Shield, we are confident we can assist you in finding the correct health insurance plan for your needs.
Some commonly asked questions related to health insurance in Raleigh, North Carolina are answered at the following resources:
- Why are Medicare Premiums Different in Different Counties of North Carolina?
- What are Prescription Drug Benefits with Medicare Advantage with Part D?
- How Long Does it Take to Get My Blue Cross NC Health Insurance Card?
- Does Age or Being Male or Female Change the Price of Medicare in NC?
- Are UNC, Rex and Duke Hospitals Part of 2020 Affordable Care Act?
- Why Should You Choose an NC Health Insurance Agent/Broker Over Healthcare.gov
Raleigh, NC Medicare for Those Turning 65 in 2021 or 2022
Raleigh, North Carolina is a very important part of North Carolina for The Mair Agency. Since 1988, we have served this area (all of Wake County) health insurance. Through all the ups and downs of the insurance industry, we have stood the test of time and continue to put our best foot forward when it comes to finding low rates and helping our clients. With agents Becca Sharits and Daniel Turner local to Raleigh, we are confident we can help you with your health insurance needs and desires.
Note that during 2021 and 2022 many people have been hoping to find out their health insurance covers Covid-19 testing. If you are in Wake County, there are Free Wake County Covid-19 testing sites available that do not require insurance. If you want to know if your insurance covers a specific test, contact us today.
2021-2022 Healthcare Rates in North Carolina
Open enrollment is almost upon us. Tens of thousands of North Carolina residents will be looking for 2021 Medicare Supplement and general Medicare Rates in not only Raleigh, North Carolina and Wake County, but throughout the state. If you are seeking information on how much you are going to pay for Medicare in 2021, reach out to The Mair Agency today. Note that Open Enrollment is from October 15th, 2020 through December 7th, 2020. We can assist you with every step of the application process.
Blue Cross NC Health Insurance
In 2020, Blue Cross Blue Shield of North Carolina offers Blue Value, Blue Local with Duke Health and WakeMed health insurance plans. Instead of having to read all the literature and deciphering different medical terms, we strongly suggest contacting one of our local agents Becca Sharits or Daniel Turner as they have decades of experience explaining the terminology of a health insurance policy. We are confident they can assist you in understanding what doctors and/or hospitals are in your network, which prescriptions are covered, what the co-pay will be and how emergency medical situations are handled today. Call The Mair Agency today at 919-459-2683 or 855-ITS-BLUE (855-487-2583) to speak to one of our expert agents.
Raleigh, NC Growth
Raleigh, NC is one of the fastest growing cities in the entire United States. In the early 2000s, the Raleigh, Durham and Chapel Hill area was consistently touted as one of the best places to live in America. This has caused a significant jump in jobs, a drop in unemployment and an increase in the population. The population in Raleigh has grown from 261,205 in 1999 to over 450,000 in 2016. This is expected to continue and Raleigh and Durham are vying for Amazon HQ2 and other technology and medical companies are coming to the area.
You may have visited Raleigh, NC during a trip to the State Capitol or to attend the NC State Fair in the fall. It may have been a friend that wanted to go to a concert at PNC Arena or a Carolina Hurricanes hockey game. There are many reasons people fall in love with Raleigh, North Carolina. Fortunately, entertainment venues and popular attractions are not the only reason Raleigh is a great place to live. Jobs are aplenty and there are great opportunities to expand your professional life.
Relocating to Raleigh
The top employers in Raleigh, NC are as follows:
|Duke University and Health System||36,004|
|State of North Carolina||24,083|
|Wake County Public School System||18,554|
|North Carolina State University||9,069|
|WakeMed Health & Hospitals||8,943|
|SAS Institute, Inc.||5,616|
|North Carolina Department of Health & Human Services||3,800|
|City of Raleigh||3,673|
|Spectraforce Technologies Inc.||2,600|
|Wake Technical Community College||2,547|
|First Citizens Bank||2,026|
|Pharmaceutical Product Development, Inc. (PPD)||2,000|
Whether you are looking to move to Raleigh for a new job or hope to retire to the area where your son or daughter is going to graduate school at NC State, UNC or Duke, there are options when it comes to your health insurance. Contact the Mair Agency today as we will be more than happy to assist you in finding the best health insurance for your current life situation. We have agents in the area that will be more than happy to sit down with you and explain everything from the Blue Cross NC family insurance package to Medicare Part A and Part B. Our experienced agents Becca Sharits and Daniel Turner will go above and beyond to assist you with your health insurance needs. If you are seeking Raleigh health insurance without ACA, do not hesitate to seek assistance from The Mair Agency.
Wake County Health Insurance
Blue Cross Blue Shield or North Carolina offers Blue Value, Blue Local with Duke Health and WakeMed insurance plans for those residing in Wake County. If you are interested in learning more about any or all of these plans, reach out to the Mair Agency today. We have agents that reside in Wake County and can meet with you face to face or have a chat over the phone. We are very accommodating when it comes to your initial consultation. Whatever method of communication works for you will work for us.
Whether you are in Morrisville, Garner, Knightdale, Wake Forest Zebulon or Holly Springs, we will make the effort to meet with you face to face. This is very important to us as we know the value of having a strong relationship with your health insurance agent. If you are looking for subsidies in Wake County, we can help with that as well.
Blue Cross NC Dental
If you have a family history of dental problems, you will likely want to consider a Blue Cross NC dental plan. Preventative maintenance is always the best way to reduce the number of cavities and root canals. This is something to consider when signing up for your health insurance in Raleigh, North Carolina. While Blue Cross NC will not cover all Raleigh orthodontist costs such as braces or Invisalign, it will cover semi annual cleanings and some of the other costs of going to the local dentist.
MEDICARE MYTHS DEBUNKED
Since Mair Agency specializes in Medicare coverage, we hear a lot of incorrect information about Medicare. Whether you’re new to Medicare or very familiar with it, keep these Medicare myths in mind while you shop around for the perfect plan for you and your family.
Myth #1: Medicare covers assisted living and home care.
At some point in retirement, you may decide that assisted living or home care is a good option. If this does occur, you can’t rely on Medicare to foot the bill. While Medicare may cover a portion of skilled nursing care, nursing home care, and some home health services, it will not pay for assisted living or custodial care. If you believe you’ll need to fund these costs eventually, we can help you explore your options.
Myth #2: Medicare is only for Americans who have worked.
To be eligible for Medicare Part A with no premium, you need a work history of around 10 years. If you stayed at home to raise your children or care for your family, don’t worry. You may enroll in Medicare Part A coverage at no charge based on your spouse’s work history. The caveats to this is that you must be at least 65 and your spouse will need to be at least 62. Keep in mind that Part A is the only part of Medicare that considers your work history.
Myth #3: Medicare is the same price for everyone.
While most people won’t have to pay a premium for Medicare Part A, your work history may require you to. Also, if you decide to sign up for a Medicare Supplement plan or Medicare Advantage plan, your cost will be different than someone who does not. In addition, Medicare Part D (prescription drug coverage) comes with premiums that vary. Fortunately, the Mair Agency can work with you to ensure you get the best deal on your health insurance plan.
Myth #4: Medicare costs and coverage will always stay the same.
Medicare assesses its costs and makes changes on a yearly basis. Most of the time, premiums and deductibles will go up. Sometimes, however, they will go down. Coverage can also change from year to year, especially for Medicare Part D and Medicare Advantage plans. Rest assured you’ll receive a notice about your cost and coverage every year.
Myth #5: When you turn 65, Medicare coverage is automatic.
Some people assume they don’t have to do anything to take advantage of Medicare, as long as they’re 65. Here’s the truth: If you’re already receiving Social Security or Railroad Retirement Board benefits, your coverage will be automatic. Three months before you turn 65, you’ll receive a “Welcome to Medicare” packet. Otherwise, you’ll have to actively enroll. Our team can guide you through the process and answer any questions you may have along the way.
Even though Medicare has been around for decades, there’s still a lot of confusion around it. Fortunately, our Medicare experts are here to support Raleigh residents. If you need help finding a plan or have a question about Medicare, don’t hesitate to contact us.