In 2019, many North Carolina residents will qualify for zero ($0) premiums for Medicare Advantage (not Supplements) with Part D. This includes prescription drug benefits this year. If you reside in one of the following counties, you could qualify for $0 premiums on Medicare Advantage with Part D: Rockingham, Guilford, Randolph, Alamance, Orange, Macon, Jackson, Haywood, Madison, Yancey, Mitchell, Transylvania, Henderson, Polk, Rutherford, Buncombe, McDowell, Burke, Catawba, Alexander.
If you are in the Greensboro or Asheville, NC area, you could save a substantial amount of money on Medicare Advantage with Part D (prescriptions). If you would like to know if you qualify for a plan that comes at $0 cost, contact The Mair Agency today. We will be more than happy to assist you in the application process. Open enrollment begins on October 15th, 2018 but we will get the process started much sooner than that.
Frequently Asked Questions About 2019 Medicare Advantage with Part D with Zero Premiums
What is a Medicare Advantage plan?
Medicare Part A and Part B are government funded plans. Medicare Advantage plans, however, are provided by private insurance companies. This means, Medicare Advantage plans have the ability to set their own costs, including premiums, copayments, and deductibles.
Is there really a plan that comes with zero premiums?
While it may seem too good to be true, the 2019 Medicare Advantage with Part D with zero premiums does exist. We can help you determine if you are eligible for this great opportunity and whether it’s a good option for your budget and lifestyle needs.
What exactly does zero premium plan mean?
If you secure a zero premium plan, you’ll pay nothing to have it. This is pretty exciting as many plans charge $55 or $90 a month. Keep in mind, however, that if you get a zero premium plan, you will still be responsible for paying copayments and deductibles.
Is a zero premium plan the cheapest plan you can get?
The answer to this question is it depends. It’s important to work with one of our health insurance experts to determine whether a zero premium plan is the most cost-effective option for you or there’s another plan that’s a better fit.
What does maximum out-of-pocket mean?
Your maximum out-of-pocket is an important factor to consider when considering a Medicare Advantage Plan. Even a zero premium plan has an out-of-pocket maximum that may change year to year. Your maximum out-of-pocket is the total cost you’ll be required to pay for services covered by Medicare. After you’ve spent a certain amount on these services, you won’t have to pay any more for covered medical services that year.
Why work with an insurance expert?
Finding the right insurance plan can be a real challenge. An insurance expert can provide you with all of your option and help you make the most informed decision.
As the #1 Blue Cross NC Medicare Agency in the state of North Carolina, our team knows how to get you the lowest possible rates for your health insurance. You can utilize our Greensboro, NC Health Insurance page to learn more about zero premiums, Medicare Advantage with Part D, with prescription drug benefits, or any general health insurance questions. Do not hesitate to reach out to us for any inquiries or questions you may have. We will take the necessary steps to submit your application and get you the lowest monthly rates for your Medicare or health insurance.