What is Medicare

Medicare is a national health insurance program that began in 1966 under the Social Security Association. It is administered by the Center for Medicare and Medicaid Services. Medicare is an insurance program designed to primarily help those aged 65 and older but it also covers those who are under 65 and suffer from a disability.

What Does Medicare Cover?

In a broad sense, Medicare covers about half of the medical and healthcare expenses acquired by those who are enrolled. Many who are enrolled in medicare are also enrolled in additional private insurances or other public Part C and Part D Medicare health plans. This amount usually covers the other half of healthcare expenses not covered by Medicare.

Some out-of-pocket costs not covered by Medicare include things such as deductibles, co-pays, and uncovered services like long-term custodial care, dental, hearing and vision.

What are the options in Medicare?

There are 4 Parts of medicare that generally cover specific types of healthcare services. Original Medicare plans usually cover parts A and B while Medicare advantage plans can additionally offer Parts C and D. The four Parts of Medicare are:

Part A – This Part of Medicare often known as the hospitalization coverage is the part of the insurance that covers things like medically necessary hospital care, nursing facility care, and home health care.

Part B – This Part of Medicare is commonly known as Medical insurance and is the part of Medicare that covers things like necessary doctors services, preventative care, hospital outpatient care, and lab tests.

Part C – Part C of Medicare is known as the additional benefits that can include services like dental, vision, hearing exams, gym memberships, meals, or over the counter allowance.

Part D – Part D of Medicare is known as the prescription drug benefit and provides coverage for perscription drugs. This option is optional and provided by private insurance compainies. There are additional fees required to enroll in Part D of Medicare.

Parts of Medicare

Contact Mair Agency with your questions

If you have any questions about the coverage of the different Medicare options available, contact Mair Agency. We have been helping customers choose the right plan according to their needs since 1996. Please fill out the contact form on our contact page for the information about Medicare that you are looking for.


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Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.