Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina

For North Carolina beneficiaries enrolled in both Medicare Part A and Part B, Medicare Supplement Insurance (Medigap) policies help pay some of the health care costs that original Medicare doesn’t cover, such as co-payments, coinsurance, and deductibles.  A Medigap policy only supplements your original Medicare benefits.

A Local Company You Can Trust

Blue Cross NC has over 80 years of experience in the health care industry and serves more than 257,0001 North Carolina Medicare beneficiaries. The Mair Agency chose to exclusively represent Blue Cross NC because of our trust in their products and customer service. Since 1996, Mair Agency Medicare Consultants have been helping North Carolina residents choose the plan best suited to their needs and budget. Contact us for information and a Medicare quote today. 

See the Doctor You Want

No matter which Blue Medicare Supplement plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by Blue Cross NC.

Blue365® Discount Program

Enroll in a Blue Medicare Supplement plan and get savings on a variety of products and services that can help you live a more healthy and active lifestyle – all at a discounted cost. Save on products and services such as:
  • Vision
  • Laser Eye Surgery
  • Medical Bracelets
  • Healthy Eating
  • Hearing Aids
  • Gym Discounts

Silver&Fit®1 Fitness Program

Blue Medicare Supplement offers an exercise and healthy-aging program. Questions about the program can be answered by calling 1-877-764-2746 (TTY/TDD: 1-877-710-2746), Monday through Friday, 8 a.m. to 9 p.m. EST.

No Waiting Periods

If you enroll early, you may be eligible for this plan without waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.

Guaranteed Acceptance by Enrolling Early

You cannot be turned down for Blue Medicare Supplement and may not have to complete a medical questionnaire if you meet the following criteria:
  • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability (Plans A and C)
  • You enroll within 6 months of enrolling in Medicare Part B
  • You are not covered by certain Medicaid programs
  • You are a resident of North Carolina

Blue to Blue: The Coverage You Need with the Flexibility and Value You Want

Blue-to-Blue gives every Blue Cross NC Medicare Supplement member the freedom to switch from one of our current Medicare Supplement plans to another during the month of May or during Open Enrollment, without having to answer medical questions.  During Open Enrollment a member is also able to switch from a Medicare Supplement plan to Medicare Advantage, or vice versa, without having to answer medical questions.

Blue Cross NC Medicare Supplement Information and links

Footnotes:

1 Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of September 2017.

2 Blue Cross NC Brand Tracking; Maru; April 2017.

Notes:

  • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
  • Plan A: BMS A, 12/17, Plan B: BMS B, 12/17, Plan C: BMS C, 12/17, Plan D: BMS D, 12/17, Plan F: BMS F, 12/17, HI DED Plan F: BMS HDF, 12/17, Plan G: BMS G, 12/17, Plan K: BMS K, 12/17, Plan L: BMS L, 12/17, Plan M: BMS M, 12/17, Plan N: BMS N, 12/17
  • Blue365 offers access to savings on items that members may purchase directly from independent vendors, which are different from items that are covered under the policies with Blue Cross NC. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither Blue Cross NC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.
  • The Silver&Fit program is a value-added service on most plans that is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH) and an independent company, to members of Blue Cross NC’s Blue Medicare Supplement plans. ASH Fitness does not offer Blue Cross or Blue Shield products or services. The program is not available on our F-HD plan and is not a part of a member’s policy or benefits. The program may be changed or discontinued at any time. Additional fees may apply and results are not guaranteed. You should consult with your doctor before taking part in a fitness program. All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and are used with permission herein. ASH and ASH Fitness do not offer Blue Cross or Blue Shield products or services.
  • Guaranteed acceptance is limited to Plans A and C for those under age 65 who have Medicare due to disability.

The MAIR Agency is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by The MAIR Agency. Neither Blue Cross NC nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program.

Caution: Policy Benefits are limited to those approved by Medicare for payment.

BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, registered marks and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks are the property of their respective owners. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association.

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