If you are located in Greensboro, NC and are currently enrolled in an Original Medicare plan, have you heard about Medicare Supplement Plans? If you have, you are probably wondering what kinds of benefits you can get from purchasing one of these plans or what it takes to get one. Here you will find out how you may be able to benefit from one of these plans and and learn how you can get started with one.
What To Know About Medigap Policies?
There are several stipulations when it comes to what you can and cannot do with a Medicare Supplement plan. Medicare.gov has a list of things you should know about Medigap policies that are useful things to know when considering whether or not you should purchase one of these insurance plans.
You have to have original Medicare to get a Medigap plan
A Medicare Supplement plan is meant to fill in the coverage gaps of and Original Medicare Plan. You cannot buy a Medigap Insurance plan without having Original Medicare (Parts A & B). Supplement Plans will cover additional out-of-pocket costs that an Original Medicare plan does not cover.
Medigap Plans and Medicare Advantage are not the Same
Medicare Advantage (Parts C & D) plans are not the same thing as Medigap plans because the do not cover the same things. Medicare Advantage can be used to get additional benefits to Original Medicare plans while Medigap plans are only used to supplement Original Medicare coverage.
Original Medicare and Medigap are Separate Plans
When you get coverage from a Medicare Supplement Plan, you will be paying a premium to a private insurer. This premium is separate from what you will be paying your Original Medicare provider. So you will be paying two monthly premiums for these plans. One for Original Medicare and one for your Medigap Supplement Plan.
Medigap Plans in Greensboro, NC
If you are located in Greensboro, NC and you are looking for a Medicare Supplement Plan, we can help you here at The Mair Agency. Medigap plans are very popular in North Carolina as over half a million Original Medicare Plan holders were enrolled in a Medigap Plan as of 2020. These plans are spread across 52 different private insurance companies that sell Medigap plans to help members with out-of-pocket coverage.
If you are located in Greensboro and currently only have Original Medicare coverage, you may want to look into getting a supplemental plan for additional coverage. If you would like to speak to someone about the plans that you can get or how the coverage works, you can contact one of our knowledgeable representatives here at The Mair Agency located in Cary, NC.
Contact The Mair Agency Today
Medicare insurance can be difficult to understand because of all the conditions that come with each plan. Here at The Mair Agency, we have been helping Medicare plan holders find the right supplement plan for them for over 25 years. Contact the Mair Agency today using the form below to get in contact with an expert in the Medicare field. We will make sure that you are set up with the supplement plan that fits your exact needs.