Life Insurance

The MAIR Agency can help you to find the most sensible, affordable options to provide the security and peace of mind you need for your family.

Life Insurance can be a confusing topic with so many providers and so many options, which is why our agents are happy to do the research for you and explain all your options. Whether it is peace of mind for new families, making sure your spouse has the security they need or simply covering burial expenses to avoid undue financial strain during the worst of times; or finding tax friendly ways to pass inheritance from one generation to the next.   We provide free, no obligation quotes!  Let us do the work for you.

Life Insurance is Ideal For:

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  • Replacing Lost Income
  • Family Security
  • Estate Planning
  • Final Expense
  • Mortgage Protection

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There are Two Basic Types of Life Insurance

Term: Designed to provide coverage and level premiums for a specified time frame, usually 10 to 30 years. The most straight-forward protection to fit your needs that is typically the least expensive.

Permanent:  Designed to be a policy that does not expire. Combines a death benefit and an investment component.  Two main options are:

  • Whole Life: Provides coverage for the insured’s entire life with a guaranteed premium, interest rate, and death benefit. The accumulated cash value can be borrowed against the policy.
  • Universal Life: Combines the lower cost of Term Insurance with the savings component and lifelong coverage of Whole Life.  Provides flexibility to adjust the premium and befit amounts over the term of the policy.

If you are ready to purchase a life insurance policy or if you have more questions, contact a Mair Agency Life Insurance Consultant today.

Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.