Now you can get access to all of the doctors, specialists and hospitals within Carolinas HealthCare System and its affiliates – and save money. This system‑centered network naturally lends itself to more coordinated care. And since all Carolinas HealthCare System doctors and hospitals are in-network and in your local community, your out-of-pocket costs are lower and care is easier to access.

BLUE LOCAL OFFERS:

  • Savings on your monthly premiums
  • Provider network limited to Carolinas HealthCare System and its affiliates
  • Better coordination of care by using an integrated health care system
  • Two ways to pay for medical expenses: a plan with predictable copayments or deductible and coinsurance

AVAILABILITY

Blue Local with Carolinas HealthCare System is available to residents of these metro-Charlotte area counties:
  • Anson
  • Cabarrus
  • Cleveland
  • Gaston
  • Lincoln
  • Mecklenburg
  • Rowan
  • Stanly
  • Union
OUT-OF-NETWORK (OON) DEDUCTIBLE AND OON OUT-OF-POCKET MAXIMUM (OOPM) ARE TWO TIMES THE IN-NETWORK DEDUCTIBLE AND IN-NETWORK OOPM. MEMBER PAYS 30% MORE COINSURANCE WHEN SEEKING SERVICES OUT OF NETWORK – INTEGRATED PRESCRIPTION DRUG BENEFITS SUBJECT TO THE SAME DEDUCTIBLE & COINSURANCE AS OTHER MEDICAL SERVICES – PRESCRIPTION DRUG DEDUCTIBLE MUST BE MET BEFORE RECEIVING BENEFITS – EMERGENCY ROOM COPAY IS $500 ON SILVER & GOLD METALLIC COPAY PLANS AND $300 ON PLATINUM COPAY PLANS AND SUBJECT TO DEDUCTIBLE & COINSURANCE ON BRONZE AND CATASTROPHIC PLANS