If you’re looking for a Medicare Advantage (Part C) plan during the Annual Enrollment Period (AEP) for 2020, you’ll like come across the Blue Cross NC BlueMedicare HMO and PPO. To figure out the ideal plan for your unique situation, it is in your best interest to contact an insurance expert at The Mair Agency.
Our service area includes the following counties in North Carolina:
Medical Only H3449-012 Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Cabarrus, Caldwell, Caswell, Catawba, Chatham, Chowan, Cleveland, Columbus, Cumberland, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Granville, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Hertford, Hoke, Hyde, Iredell, Johnston, Jones, Lee, Lincoln, Madison, Martin, McDowell, Mecklenburg, Mitchell, Montgomery, Nash, New Hanover, Northampton, Orange, Pamlico, Pender, Person, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Sampson, Scotland, Stanly, Stokes, Surry, Transylvania, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin and Yancey
Essential H3449-023-001 Alamance, Buncombe, Catawba, Guilford, Haywood, Henderson, Madison, McDowell, Mitchell, Orange, Polk, Randolph, Rockingham, Transylvania and Yancey
Essential H3449-023-002 Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Cabarrus, Caldwell, Caswell, Chatham, Chowan, Cleveland, Columbus, Cumberland, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Granville, Greene, Halifax, Harnett, Hertford, Hoke, Hyde, Iredell, Johnston, Jones, Lee, Lincoln, Martin, Mecklenburg, Montgomery, Nash, New Hanover, Northampton, Pamlico, Pender, Person, Pitt, Richmond, Robeson, Rowan, Sampson, Scotland, Stanly, Stokes, Surry, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson and Yadkin
Enhanced H3449-005 Alexander, Alleghany, Ashe, Avery, Beaufort, Bertie, Bladen, Buncombe, Caldwell, Catawba, Chatham, Chowan, Cleveland, Columbus, Cumberland, Durham, Edgecombe, Franklin, Gaston, Gates, Granville, Greene, Guilford, Halifax, Haywood, Henderson, Hertford, Hyde, Johnston, Jones, Lee, Madison, Martin, Nash, New Hanover, Northampton, Orange, Pender, Person, Polk, Robeson, Rockingham, Sampson, Scotland, Vance, Warren, Watauga, Wayne and Yancey
Frequently Asked Questions
How does an HMO and PPO plan differ?
An HMO plan grants you access to specific doctors and hospitals within its network. On the other hand, a PPO plan provides more flexibility when selecting a doctor as there are less restrictions on going to out of network providers.
What type of plan is more cost-effective?
Since HMOS are less flexible than PPOs, they are typically more affordable. Depending on your unique situation, a PPO plan may be worth the extra cost. An insurance expert at The Mair Agency can help you figure this out.
What is Medicare Advantage and how does it differ from a Medicare supplement plan?
With a Medicare Advantage plan, you can receive coverage via a Medicare-approved private insurance company. While Medicare Advantage offers comprehensive medical coverage, a Medicare supplement plan supplements original Medicare.
What should I consider before selecting an insurance plan?
Be sure to consider all of your options and pay attention to the premiums, co-payments, deductibles, and medication coverage before making a decision. Also, think about your health status and budget.