What Are Medicare Supplements

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  • Medicare Part A & B have several ‘gaps’, out of pocket expenses not paid by medicare. Medigap supplements (Medicare supplements) are designed to pay some or all of these expenses.
  • Medicare supplement plans are offered through private insurance companies. They are regulated by state and federal laws. The benefits for all coverage options are generally the same regardless of the insurer. The differences will be in who administers the plan and the price.
  • There are different plans that are approved by the state and federal laws that allow Insurance companies to offer. They are labeled by letters: A, B, C, D, F, FHD, G, K, L, M, and N.
  • You must enroll in Medicare Parts A & B to qualify for a medicare supplement plan. Medicare supplements do not include prescription drugs, as does medicare advantage. These must be purchased separately with medicare supplements.
  • Your open enrollment period for medicare supplement plans begins the first day of the month you turn 65. You have 6 months to enroll and not be subject to answering health questions.


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Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.