If you live in Wake County (Raleigh, NC) and are eligible for or will be eligible for Medicare plans, you’re likely wondering what your options are for 2019. Medicare products by county include BlueMedicare HMO (H3449-012), BlueMedicare HMO Essential (H3449-023-002), BlueMedicare HMO Enhanced (H3449-024-002) and BlueMedicare PPO Enhanced (H3404-003-002)
Let’s take a closer look at what other options are available:
Blue Medicare Advantage (Part C)
- Since everything is packaged together, it’s like other insurance plans you had in the past
BCBSNC maintains a network of doctors - Plans have an out-of-pocket maximum to protect you financially
- The cost of the plan does not have to do with your age or health
- Preventive care is covered at 100%
- All Blue Medicare Advantage plans offer the Silver and Fit® Exercise and Healthy Aging program as well as
- TruHearing, which is a hearing aid benefit
- You must have both Parts A and B
- You are not able to purchase a Medicare Supplement or Part D plan as well
Blue Medicare Supplement (Medigap)
- Provides coverage for the costs Medicare doesn’t cover
- While prescription drug coverage is not included, you can purchase a Part D plan in addition to a Medicare Supplement plan
- You can go to any doctor that accepts Medicare
- Your age does play a role in the cost of the plan
- You have the option of adding our Silver and Fit® Exercise and Healthy Aging program
- You must have both Parts A and B
- You are not able to also purchase a Medicare Advantage plan
Blue Medicare Rx (Part D)
- While medical coverage is not included, you can purchase a Medicare Supplement plan in addition to a Part D plan
Involves the use of a pharmacy network that includes most national chains - You have the option of receiving prescriptions via mail
- Assists with costs during the coverage gap stage
- You must have either Parts A or B
- You are not able to purchase a Medicare Advantage plan
It’s important to note that the Blue Medicare Advantage Plan can only be purchased as a single plan. However, Blue Medicare Supplement and Blue Medicare Rx can be purchased as a combination.
Contact Mair Agency
For more information on NC Medicare Plans in Wake County for 2019, contact us today. If you want information about dental insurance or what Raleigh, Durham and Chapel Hill area dentists are in network, reach out to us.