If you are a Medicare beneficiary, you do not automatically receive Medicare Part D prescription drug coverage. Although this coverage is optional, it may beneficial to you if you take many medications.
You should understand that Original Medicare Part A and Part B does not cover the majority of medications. In most cases, it only covers medications you may receive as a hospital inpatient or outpatient. These medications are typically drugs that a doctor must administer to you such as infusions.
If you would like assistance with other medication costs, signing up for Medicare Part D may be a wise decision. The good news is that you can sign up for this plan during the Medicare Advantage Open Enrollment period, which is January 1st to March 1st 2019.
In addition to signing up for Medicare Part D during this time, you can drop your Medicare Advantage plan and return to Original Medicare or switch to a different Medicare Advantage plan. Life changes so a plan that may have worked for your budget and lifestyle needs originally may no longer be right for you.
If you’re unsure about whether you should sign up for Medicare Part D during January, February, and March of this year, we encourage you to reach out to our Medicare experts. After evaluating your current plan and situation, we can help you make a decision that will save you money and headaches down the road. Note that many of your dental prescription drugs will be covered by your Part D plan as well.
Contact Mair Agency
If you’re wondering whether opting for Medicare Part D is right for you, call our Medicare experts today at 1-855-Its-Blue.