Find A Medicare Advantage Plan in Charlotte, NC
If you are in Charlotte, over the age of 65, and are looking to enroll in a Medicare Advantage Plan or switch from an Original Medicare Plan, contact The Mair Agency. We have been helping customers across all of North Carolina find the right Medicare insurance plan for decades.
If you are specifically interested in the benefits that a Medicare Advantage Plan has to offer, you’re in the right place. We are an insurance agency that offers Blue Cross Blue Shield Medicare plans to our customers. Our knowledgeable agents will have all the answers to your questions when it comes to Medicare Advantage Plans.
Choosing the Right Medicare Advantage Plan in NC
There are generally four different types of Medicare Advantage Plans that you are able to join. Each of these options provides different benefits and you should choose the plan that suits your personal needs best. If you aren’t sure which plan is right for you, contact the professionals at The Mair Agency and we can answer any questions you may have about each of the following Medicare Advantage Plans.
Health Maintenance Organization (HMO)
For HMO Plans you generally have to get your clinical services from the providers in the plans network. Although this does not include things like emergency care, out-of-area urgent care, or out-of-area dialysis.
Preferred Proovider Organization (PPO)
A Medicare PPO is an Advantage Plan that is offered by private insurance companies. For this type of Advantage Plan, it is cheaper to go to medical facilities in their network, however you can still use out-of-network providers for covered services. You are always covered for emergency and urgent care as well.
Private Fee-for-Service (PFFS)
Medicare PFFS are another types of Medicare Advantage Plan that is offered by a private insurance company. This plan determines how much it will pay doctors and healthcare providers after you receive care.
Medical Savings Account (MSA) Plan
An MSA is a consumer-directed Medicare Advantage Plan that acts similar to Health Savings Account Plans that are available outside of Medicare. With this plan, you can choose your health care services and providers.
Who Can Apply For Medicare Advantage in NC?
- You must be a resident of North Carolina
- You must have Medicare Parts A and B
- You must be a legal citizen of the United States
If you meet all of these perameters, you are eligible to apply for a Medicare Advantage Plan in NC. If you are not eligible, you can contact The Mair Agency for help on what your next steps should be to become eligible.
Contact The Mair Agency of NC
If you are located in Charlotte and are looking for answers about Medicare Advantage, call us right away! We have been in the Medicare industry for over two decades so we have all the answers to your questions.
Our main office is located in Cary, NC but we serve customers across all of North Carolina. Fill out a contact form on our website or give us a call to speak with a qualified agent.