Eye exams and prescription glasses are essential for many people. Since most eye diseases like macular degeneration, glaucoma, and cataracts have no or minimal symptoms until the disease has progressed, eye exams are vital. They have the potential to stop a disease in its tracks and help you avoid serious complications like vision loss or even blindness. Prescription glasses are also important as they can help you see clearly and avoid vision-related injuries.
If you’re interested in a 2020 Medicare Advantage HMO or PPO plan with Blue Cross NC, you may be wondering whether eye exams and prescription glasses are covered. Our insurance experts at The Mair Agency can help you out. With our assistance, you can avoid getting into a situation where you visit the eye doctor for a routine exam and later learn that your insurance will not cover it.
Here are the details on Blue Cross NC vision services:
Routine Eye Exam: Once every 12 months. Plan pays up to $100 for routine eye exams. $25 copay $25 copay $25 copay $25 copay $25 copay $25 copay
Medicare-Covered Glaucoma Test: For those who are at high risk of glaucoma. $0 copay $0 copay $0 copay $0 copay $0 copay $0 copay
Medicare-Covered Eye Exam: For the diagnosis and treatment of injuries and illnesses of the eye. $25 copay $25 copay $25 copay $25 copay $25 copay $25 copay
Eyewear After Cataract Surgery: One pair of eyeglasses or one pair of contact lenses.
Since eye exams and prescription glasses can cost hundreds and even thousands of dollars, it’s well worth your time to read the fine print of the plan you’re considering so that you know exactly what is covered and what you’ll be responsible for.
Regardless of where you live in North Carolina, The Mair Agency can help you understand how your health insurance plan will affect your vision-related health needs.