Medicare is a great healthcare plan that covers many expenses. However, even if you have Medicare, you may find yourself in a situation where you have to pay for copays and deductibles. Since these out-of-pocket expenses can add up very quickly and take a toll on your financial being, it’s wise to invest in the Blue Cross Blue Shield North Carolina or Blue Cross NC Medicare Supplement Plan.
With a Blue Cross NC Medicare Supplement Plan, you can protect yourself from any out-of-pocket expenses that may come your way. You won’t have to worry about having to find the money to pay for copays and deductibles for services such as hospital stays, skilled nursing facilities, physician services, and diagnostic tests. You’ll be able to receive the healthcare services you need without hindering your finances.
One of the most popular Blue Cross NC Medicare Supplement Plans is Plan K. If you opt for Plan K, here’s what you can expect:
- Hospitalization and preventive care paid at 100%; other basic benefits paid at 50%.
- 50% skilled nursing facility coinsurance.
- 50% Part A deductible.
- Out-of-pocket limit $5,120; paid at 100% after limit reached.
As you can see, the out-of-pocket maximum for Plan K is $5,120. After you have reached it, all of your expenses will be paid for. This plan is designed to offer North Carolina residents with a lower premium while providing them with coverage for health care services.
Call The MAIR Agency Today
For more information on Plan K and assistance in determining whether it makes sense for you, call the MAIR Agency today at 855-487-2583.