2018 Income Limit for Obamacare (ACA) Subsidies for a Household of 5

If you’d like to save money on your insurance premiums and out-of-pocket expenses, you may be able to do so through Obamacare subsidies. If your household income is less than 400% of the Federal Poverty Level, you may be eligible for a subsidy. Your income must be between $28,780 and $115,120 if you have a household of five and would like to receive a subsidy.

In the event you have access to health insurance through your employer or are eligible for Medicaid, Medicaid, or CHIP, you will not qualify for this program. It’s important to note that if you do qualify and your income changes, you should report it so that your subsidies can be properly adjusted. If your income decreases, you may qualify for bigger subsidies. However, if it increases, you may be able to save yourself from having to repay your subsidies.

The IRS considers your household as you and your spouse, your children who live with you, any dependents on your tax return even if they do not live with you, anyone under the age of 21 who lives with you and cares for you, and your unmarried partner if they are the parent of your child or depend on you for tax purposes.

Interested in Applying? Contact the MAIR Agency

If you’re interested in applying for Obamacare subsidies, you should contact the MAIR Agency as soon as possible. We can check your eligibility and if you do qualify, guide you through the process and answer any questions you may have.

Scroll to Top

Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.