2018 Income Limit for Obamacare (ACA) Subsidies for a Household of 3

Thanks to the Affordable Care Act (Obamacare), if you are considered a low or middle income individual or family, you may be eligible to save money with subsidies or advanced premium tax credits. These tax credits are intended to help you pay for your health insurance.

Your income in the year which you’re covered by your health plan rather than your income that was reported on the last year’s tax return will determine your eligibility for subsidies. In the event you earn more than you expected to during the year, you may need to pay back a portion of or all of the subsidies that were applied to your health insurance premiums. If you earn less than you expected, you may receive additional subsidy assistance.

In 2018, If you have a household of three and earn between 100% and 400% of the Federal Poverty Level or $20,420 and $81,680, you may qualify for these subsidies. According to the IRS, you and your spouse, your children who live with you, any dependent listed on your tax return even if they don’t live with you, anyone under 21 who you take care of and lives with you, and your unmarried partner who is the parent of your child or dependent on you for taxes purposes, is considered a member of your household.

How to Apply for Obamacare Subsidies

If you’d like to apply for Obamacare subsidies, you can do so by contacting the MAIR Agency. Keep in mind that although we can guide you through the application process, the government will make the final determination of your eligibility.

Scroll to Top

Just awarded the #1 Medicare Agency by Blue Cross NC

We were contracted by Blue Cross NC in 1996 and quickly became an Exclusive Presidents Club Agency for them, maintaining this top producing agency level year after year. We are honored to receive the #1 Medicare Agency in North Carolina for two years in a row.

This award and acknowledgment requires much more than selling a product. This recognition requires our agency to exhibit unsurpassed customer service as well as provide advisors/agents that are consistently the most informed, educated and best support-arm for you, our clients.

We thank our existing clients for having the faith and trust in us that brought us to this achievement. For those of you approaching the need to now benefit from the Medicare you supported for many years with your tax dollars, and maybe some of you that wonder if you have made the best choices in the past, we welcome you to give The Mair Agency an opportunity to meet you. We will ensure you have complete knowledge of all your options and perhaps become a family member of the #1 agency in North Carolina with BlueCross and BlueShield.