Although Medicare covers many medical expenses, it does not pay for copays, deductibles, and other costs. For this reason, many North Carolina residents make the smart decision to enroll in a Blue Medicare Supplement plan. With a Blue Medicare Supplement plan, you can avoid paying up to 20 percent of your health related expenses. If you meet the following criteria, you will be approved for this plan:
- You are 65 and older and eligible for Medicare or under 65 and eligible for Medicare for disability reasons.
- You enroll within 6 months of enrolling in Medicare Part B.
- You are not covered by Medicaid.
- You are a North Carolina resident.
It’s essential that you choose the Blue Medicare Supplement plan that is ideal for your particular needs. To make it easier for you to determine which plan is right for you, let’s take a closer look at all of the plans available.
A
- Basic benefits including 100% Part B coinsurance.
B
- Basic benefits including 100% Part B coinsurance.
- Part A deductible.
C
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Part B deductible.
- Foreign travel emergency.
D
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Foreign travel emergency.
F
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Part B deductible.
- Part B Excess (100%).
- Foreign travel emergency.
F-HD
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Part B deductible.
- Part B Excess (100%).
- Foreign travel emergency.
G
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Part B Excess (100%).
- Foreign travel emergency.
K
- Hospitalization and preventive care paid at 100%; other basic benefits paid at 50%.
- 50% skilled nursing facility coinsurance.
- 50% Part A deductible.
- Out-of-pocket limit $5,120; paid at 100% after limit reached.
L
- Hospitalization and preventive care paid at 100%; other basic benefits paid at 75%.
- 75% skilled nursing facility coinsurance.
- 75% Part A deductible.
- Out-of-pocket limit $2,560; paid at 100% after limit reached.
M
- Basic benefits including 100% Part B coinsurance.
- Skilled nursing facility coinsurance.
- 50% Part A deductible.
- Foreign travel emergency.
N
- Basic benefits including 100% Part B coinsurance except up to $20 copayment for office visit and up to $50 copayment for ER.
- Skilled nursing facility coinsurance.
- Part A deductible.
- Foreign travel emergency.
Contact The MAIR Agency
The MAIR Agency can help you find the right Blue Medicare Supplement plan for you. Contact us today.